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    According to Standard Bank’s SME client data, over 59 percent of daily transactions are still conducted in physical currency

    Small traders advised to manage holiday cash

    From R7 chilled water from a cooler box, entrepreneurs are turning summer heat into a thriving small business hustles.

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    Fuel price shock forces SMEs to rethink survival strategies

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  • Agriculture
    Local processors say retailers are making more enquiries as import uncertainty grows.

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    Poultry SMEs gear up for December demand. Photo: Udemy

    Small scale poultry farmers brace for high festive season demand

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    Small farmers struggle to crack the big fresh-produce markets

  • Innovation
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    RMB payments set to improve import trade for SMEs

    South Africa’s tourism sector is positioning itself for a more tech-driven future following the launch of a Smart Tourism Visitor Information Centre (VIC) at OR Tambo International Airport.

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  • Finance
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    SMEs say cost pressures are increasing as price hikes become unavoidable. Photo: Facebook

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    RMB payments set to improve import trade for SMEs

    Experts agree that global commitments made at the G20 Leaders’ Summit could unlock significant benefits for small businesses

    G20 Summit could unlock significant benefits for SMEs

    The United Kingdom has announced a series of new partnerships and investments aimed at helping small businesses grow, creating jobs, and supporting digital innovation in South Africa.

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    From left to right: Charles Wyeth, HEINEKEN Beverages; Vignesh Subramani, Absa CIB; Jordi Borrut, HEINEKEN Beverages; Sade Morgan, HEINEKEN Global; Joanna Price, HEINEKEN Global; Stephen Seaka, Absa CIB; Jan de Kock, Absa CIB

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    Minister of Finance Enoch Godongwana delivering his mid term budget. Photo. GCIS

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    The MTBS could unlock opportunities in the tourism sector. Photo: Lucas Ledwaba\Mukurukuru Media

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    Small business owners say the latest annual report by the Department of Small Business Development under Minister Stella Ndabeni-Abrahams has given them hope

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  • Tourism
    South African and Mozambican flags fly together, reflecting the countries’ renewed commitment to deeper tourism cooperation and regional growth.

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    Siviwe Township Tours opens a window into community, creativity and resilience, giving visitors an authentic sense of place and identity.

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    South Africa’s tourism sector is positioning itself for a more tech-driven future following the launch of a Smart Tourism Visitor Information Centre (VIC) at OR Tambo International Airport.

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    Tomato fields at M.V. Zulu Farming

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    According to Standard Bank’s SME client data, over 59 percent of daily transactions are still conducted in physical currency

    Small traders advised to manage holiday cash

    Siviwe Township Tours opens a window into community, creativity and resilience, giving visitors an authentic sense of place and identity.

    Social media tools give township tourism a boost

    Cash flow survival tactics every entrepreneur should know

    On a picturesque farm in Fochville in western Gauteng, André Badenhorst the owner of Animal Farm is taking steps to implement the Protection of Personal Information Act (POPIA). Photo. Animal Farm

    How one farmer applies the POPI Act to protect customer data

    TymeBank introduced ChatSME, a large language model (LLM) targeting South African entrepreneurs.

    Meet the AI tools changing the game for SMEs

    South Africa's 2025 tax season is proving to be a major stress-test for small businesses

    How new businesses can avoid tax penalties

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Vutivi
  • Business
    According to Standard Bank’s SME client data, over 59 percent of daily transactions are still conducted in physical currency

    Small traders advised to manage holiday cash

    From R7 chilled water from a cooler box, entrepreneurs are turning summer heat into a thriving small business hustles.

    Enterprising street vendors turn water into profit

    Small businesses are still feeling the pinch despite recent economic growth, with many consumers sticking to essentials and delaying larger purchases

    SMEs cautious as GDP growth fails to translate into real gains

    Rising pump prices have added new pressure to small businesses that rely on daily transport.

    Fuel price shock forces SMEs to rethink survival strategies

    Siviwe Township Tours opens a window into community, creativity and resilience, giving visitors an authentic sense of place and identity.

    Social media tools give township tourism a boost

    Bus vandalism threatens commuters, operators, and township economies across South Africa. Photo: Facebook

    Transport business sector reels from vandalism of busses

    SMEs say cost pressures are increasing as price hikes become unavoidable. Photo: Facebook

    SMEs brace for tough 2026 amid rising costs

    Local processors say retailers are making more enquiries as import uncertainty grows.

    Poultry farmers get the jitters over US chicken imports

    Poultry SMEs gear up for December demand. Photo: Udemy

    Small scale poultry farmers brace for high festive season demand

    JSE initiative set to unlock funding channels for Limpopo SMEs

  • Agriculture
    Local processors say retailers are making more enquiries as import uncertainty grows.

    Poultry farmers get the jitters over US chicken imports

    Poultry SMEs gear up for December demand. Photo: Udemy

    Small scale poultry farmers brace for high festive season demand

    Cash flow survival tactics every entrepreneur should know

    Limpopo litchi farmers cash in on the seasonal fruit

    SMEs in the agriculture sector say they are eager to grow their presence in global markets, but producers say they continue to face steep financial and technical barriers that make export participation difficult. Photo. Lucas Ledwaba\Mukurukuru Media

    Small scale farmers face steep barriers in export market

    Mangoe farmers in Limpopo are cashing in on the high demand from the booming atchaar industry. Photo. Facebook

    Mango season drives atchaar trade in Limpopo

    Small scale grain producers are set to benefit from a R23million government cash injection. Photo. CSPI

    R23m cash injection set to boost small-scale grain producers

    Small-scale farmers say limited access to major fresh-produce markets continues to restrict their growth.

    Small farmers struggle to crack the big fresh-produce markets

  • Innovation
    Import dependent SMEs hope RMB payments will reduce delays and exchange rate losses.

    RMB payments set to improve import trade for SMEs

    South Africa’s tourism sector is positioning itself for a more tech-driven future following the launch of a Smart Tourism Visitor Information Centre (VIC) at OR Tambo International Airport.

    ORT airport digital centre gives SMEs exposure

    The Chief Commercial Officer of HisWay Labs, Mr Kent Gibbon, showcasing TrackView on Day 1 of the Rail Live 2025.

    South Africa’s small rail engineers target international markets

    SMEs in the Tshwane Metro have been given an opportunity to learn online marketing skills. Graphic. nanos.ai

    SMEs look to score from Tshwane’s free digital marketing course

    Shesha Energy Drink, made from locally sourced sugarcane, marks a new step toward innovation in South Africa’s agro-processing sector.

    Shesha energy drink refreshes canegrowers’ hopes

    Global information services company Experian is using artificial intelligence (AI) to help scores of South Africans who have lived and worked outside the formal banking system into the network. Photo. Lucas Ledwaba\Mukurukuru Media

    Experian new tools give small business credit access

    The Faraday Taxi Association has introduced a cashless VIP card to help commuters save time

    Taxi VIP card to ease commuter experience

    Young barbers are scaling operations and finding new ways to grow their businesses. Photo. Shutterstock

    Barbers clipping their way into thriving SMEs

    CSIR’s sodium-Ion battery project poised to power SMEs

    Andile Ngcaba, chairman of Solcon Capital.

    Fund set to support township and rural ISPs

  • Finance
    Small businesses are still feeling the pinch despite recent economic growth, with many consumers sticking to essentials and delaying larger purchases

    SMEs cautious as GDP growth fails to translate into real gains

    SMEs say cost pressures are increasing as price hikes become unavoidable. Photo: Facebook

    SMEs brace for tough 2026 amid rising costs

    Import dependent SMEs hope RMB payments will reduce delays and exchange rate losses.

    RMB payments set to improve import trade for SMEs

    Experts agree that global commitments made at the G20 Leaders’ Summit could unlock significant benefits for small businesses

    G20 Summit could unlock significant benefits for SMEs

    The United Kingdom has announced a series of new partnerships and investments aimed at helping small businesses grow, creating jobs, and supporting digital innovation in South Africa.

    UK partnerships to boost SA small businesses

    From left to right: Charles Wyeth, HEINEKEN Beverages; Vignesh Subramani, Absa CIB; Jordi Borrut, HEINEKEN Beverages; Sade Morgan, HEINEKEN Global; Joanna Price, HEINEKEN Global; Stephen Seaka, Absa CIB; Jan de Kock, Absa CIB

    Black-owned SMEs to gain from Absa and Heineken R1.2 billion fund

    African Bank is rolling out a new system to help small suppliers to manage cash flow

    Bank’s new system to help small suppliers manage cash flow

    Minister of Finance Enoch Godongwana delivering his mid term budget. Photo. GCIS

    Medium term budget gives SMEs hope

    The MTBS could unlock opportunities in the tourism sector. Photo: Lucas Ledwaba\Mukurukuru Media

    SMEs cautiously optimistic on Godongwana budget

    Small business owners say the latest annual report by the Department of Small Business Development under Minister Stella Ndabeni-Abrahams has given them hope

    Annual report shows state funding for entrepreneurs is improving

  • Tourism
    South African and Mozambican flags fly together, reflecting the countries’ renewed commitment to deeper tourism cooperation and regional growth.

    SA – Moz tourism deal to unlock opportunities for SMEs

    Siviwe Township Tours opens a window into community, creativity and resilience, giving visitors an authentic sense of place and identity.

    Social media tools give township tourism a boost

    South Africa’s tourism sector is positioning itself for a more tech-driven future following the launch of a Smart Tourism Visitor Information Centre (VIC) at OR Tambo International Airport.

    ORT airport digital centre gives SMEs exposure

    Shabalala Interpretation of Culture Centre in Mpumalanga is ready to welcome tourists during the festive season.

    Tourism cultural villages spice up services ahead of holidays

    Tourism SMEs across South Africa gearing up for festive season. Photo. www.sowetotowers.co.za

    Tourism SMEs gear up for a demanding festive season

    Medical tourism is on the rise in South Africa.

    SMEs ask for more support as SA’s medical tourism sector grows

    Limpopo province boasts a variety of game lodges and other accommodation facilities to cater for different types of travellers. Photo: Limpopo Tourism Agency

    Tourism SMEs prepare for rapid expansion in Limpopo

    Tomato fields at M.V. Zulu Farming

    Agritourism growth fuels rural economy

    Visitors to the Singo Tented Camp enjoy the experience of spending a night in a tent under the towering baobab trees Photo: Lucas Ledwaba/Mukurukuru Media

    Industry voices call for tourism system reform to empower SMEs

  • Advertise
  • Resources
    • All
    • Business Tools & Templates
    • Compliance & Legal
    • Thoughts & Sharing tips
    • Township Policy & Government
    According to Standard Bank’s SME client data, over 59 percent of daily transactions are still conducted in physical currency

    Small traders advised to manage holiday cash

    Siviwe Township Tours opens a window into community, creativity and resilience, giving visitors an authentic sense of place and identity.

    Social media tools give township tourism a boost

    Cash flow survival tactics every entrepreneur should know

    On a picturesque farm in Fochville in western Gauteng, André Badenhorst the owner of Animal Farm is taking steps to implement the Protection of Personal Information Act (POPIA). Photo. Animal Farm

    How one farmer applies the POPI Act to protect customer data

    TymeBank introduced ChatSME, a large language model (LLM) targeting South African entrepreneurs.

    Meet the AI tools changing the game for SMEs

    South Africa's 2025 tax season is proving to be a major stress-test for small businesses

    How new businesses can avoid tax penalties

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Business coach punts for profitable enterprises

by Moipone Malefane
January 9, 2025
in Business
Reading Time: 4 mins read
A A

By Noko Mashilo

Lydia Amuge is a seasoned business coach renowned for her expertise in empowering entrepreneurs and businesses to achieve sustainable growth. With a strong focus on practical business principles, she helps SMMEs navigate challenges by fostering strategic planning, operational efficiency and leadership development. Her approach to coaching emphasises clarity, discipline and accountability, equipping clients with the tools they need to optimise their business models and achieve long-term success.

Through workshops, one-on-one coaching and tailored business solutions, Amuge continues to inspire individuals and organisations to unlock their full potential. When asked by Vutivi News about the most critical business principle every SMME should understand to succeed, she highlighted the importance of the separation principle, which enabled businesses to grow and scale more effectively. “This principle involves allocating a percentage of business inflows to separate accounts, such as a profit account, operations account, salary account, business investment account, suppliers account and tax account,” said Amuge.

She is also a passionpreneur, who is an entrepreneur who experiences strong positive emotions when their business activities align with their identity, speaker, author and a passion to profit coach. She further explained that implementing the separation principle allowed business owners to run profitable enterprises from the outset while facilitating strategic growth. “The specific percentage allocations can be determined by business owners based on their understanding of their operations,” said the 36-year-old business coach from Kampala, Uganda.

Amuge shared key financial management and budgeting strategies for small businesses, emphasising the need for financial discipline. “SMMEs should separate personal and business accounts, pay themselves a salary to prevent excessive withdrawals, track all business expenditures — no matter how small — invest in affordable accounting software such as QuickBooks for better record-keeping, create and implement quarterly budgets to avoid unnecessary spending, review financial plans to make informed decisions and seek professional advice from accountants or business mentors.”

Amuge, who is the founder of Delamak Group in Uganda, noted that a well-defined strategy distinguished thriving businesses from those that struggled. “Unfortunately, many small business owners view strategy as something only large corporations require, which is why few of them establish clear and comprehensive business strategies. They often focus solely on making sales,” she explained. Amuge also pointed out that one of the most common mistakes small business owners made when implementing strategies was failing to align them with their vision, mission and values. “This weakens the business’s brand identity,” she added.

She emphasised the importance of customer feedback and market research, stating that these factors not only help businesses develop products and services that resonated with clients, but also enabled them to craft stronger marketing messages that attracted the right audience. Amuge’s upcoming event, Upgrade 2025, aims to provide a solid foundation for entrepreneurs and business owners looking to grow and advance this year. Themed “Elevate Your Income, Impact and Influence”, the event will take place on 11 January at the Fairway Hotel in Kampala, Uganda.

An online option is to be also available for participants from other countries. In addition to Amuge, Francis Aremo, a sales expert from the UK, will discuss strategies for driving sales in 2025. Amuge believes the event will equip business owners and entrepreneurs with practical strategies to accelerate their growth. “Anyone feeling stuck and uncertain about how to scale their business should attend,” she said. She firmly believes that understanding core business principles enables entrepreneurs to build enterprises that stand the test of time. “These principles can be passed down to future generations of entrepreneurs,” she proudly said.

Tags: Amuge and SMMEsCoaching and SMMEsLydia Amuge
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Vutivi is a digital business news platform that will serve the Small Medium Micro Enterprises in the form of writing stories that will be informative about their sector. We pledge to deliver a commercially sustainable, world-class digital financial and business news service that is a must-read while being responsive to readership needs and tailor-making packages for SMMEs.

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