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    Founder Sibusiso Ntsele says township communities must move beyond selling generic supermarket products and begin producing locally manufactured food.

    Stokvel investors transform social grants into local enterprise

    Car spinning has evolved into a nationally recognised motorsport that attracts fans, content creators, and visitors from across provinces. Photo. Lucas Ledwaba

    Engines roar and tyres screech to drive Mbombela tourism

    Statistics South Africa (Stats SA) reports that more than 300 businesses were liquidated in the first quarter of 2026. Photo. burgerhuyserattorneys.co.za

    More than 350 businesses shut down in first quarter of 2026

    Deputy Minister of Trade, Industry and Competition Alexandra Abrahams speaking at the launch of ClearScore’s South African headquarters in Cape Town.

    ClearScore expansion signals credit access for entrepreneurs

    The NEF notes in its report that Onkabetse Civils and Mining has received approximately R10 million in investment through the blended finance programme. Photo. Onkabetse Civils

    R10m NEF investment powers woman owned civil engineering company

    While policymakers outline reforms to improve development finance, SMEs say faster decisions and better communication will be key to real impact.

    SMEs demand faster funding response as IDC faces reform pressure

    Albany Bakery in Waltloo, Pretoria, was temporarily disconnected from electricity amid a billing dispute with the City of Tshwane. Photo : Dr Nasiphi Moyo Twitter

    Tiger Brands–Tshwane power dispute clouds business stability

    Small businesses that rely on regional trade routes could see faster deliveries and lower logistics costs under government’s R12.5 billion plan to rebuild six of South Africa’s busiest land ports

    State pledges R12,5 billion to fix borders as delays bleed SMEs

    South African olive oil producer De Rustica Olive Estate has earned international recognition after winning first prize at the Nova Awards 2026 in Spain. Photo. DeRustica Estate

    Local olive oil producer wins global honour in Spain

    Small businesses and communities operating along South Africa’s state dams, including Nandoni Dam, may be affected by new proposed water regulations.
Photo: Royal Hills

    How new dam regulations could undermine SME growth

  • Agriculture
    Limpopo’s renewed investment in agro-processing, agricultural infrastructure and rural industrialisation is raising hopes among small businesses. Photo: Lucas Ledwaba\Mukurukuru Media

    Limpopo agribusiness plan raises hope for SMEs

    South Africa’s poultry sector is entering a new phase focused on localisation, export expansion and broader participation across the value chain

    Poultry Master Plan Phase 2 aims for stronger SME inclusion

    Farmers are saying the cost of farming is becoming harder to manage, with fuel, fertiliser, transport, and production inputs continuing to rise

    NAMPO 2026: reinvestment becomes key to small farmers’ survival

    South African olive oil producer De Rustica Olive Estate has earned international recognition after winning first prize at the Nova Awards 2026 in Spain. Photo. DeRustica Estate

    Local olive oil producer wins global honour in Spain

    The Mpumalanga International Food Market has the potential to transform the province’s agricultural economy by improving logistics, reducing costs, and connecting producers to global markets.

    Provincial market project’s growth sparks fears of SME exclusion

    Winners of the Standard Bank Inclusive Excellence Awards

Photo: SBSA

    KZN woman farmer with disability wins Standard Bank’s top honour

    Small-scale sugarcane farmers in KwaZulu-Natal have welcomed the reopening of the Gledhow Sugar Mill in KwaDukuza. Photo .Gledhow Sugar Mill

    Farmers cheer R1.8bn boost as KZN sugar mill reopens

    Labourers at work at a sugar mill in KwaZulu-Natal where government efforts are unfolding to rescue the sugar industry. Photo. GCIS

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    Deputy Minister of Trade, Industry and Competition Alexandra Abrahams speaking at the launch of ClearScore’s South African headquarters in Cape Town.

    ClearScore expansion signals credit access for entrepreneurs

    Soweto based developer Seati Moloi  is disrupting the tech industry by putting proudly South African wearable devices in the global market. Photo. Supplied

    Soweto tech innovator shakes up the industry

    How AI is reshaping South African media companies

    The adoption of biometric identity solutions among SMEs is likely to face practical barriers

    How SMEs can navigate biometric implementation challenges

    Youth-led startups are changing tech’s narrative. Photo. UN

    How youth-led startups are changing tech’s narrative

    Innovative building technologies (IBTs) are set to transform South Africa’s housing sector while opening new opportunities for SMEs. Photo. Dept of  Human Settlements

    Innovative building technologies to unlock opportunities for SMEs

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    DSTI's Director-General Dr Mlungisi Cele and CSIR CEO Dr Thulani Dlamini during the launch of CSIR's Hot Isostatic Press facility. Photo: CSIR

    New CSIR facility opens advanced manufacturing access for SMEs

    A locally developed point-of-care diagnostic test for foot and mouth disease (FMD) is expected to strengthen business continuity in South Africa’s livestock sector. Photo. Stellenbosch University

    Foot and mouth diagnostic innovation offers relief for farmers

  • Finance
    Entrepreneurs are increasingly citing compliance barriers, poor communication and rigid lending criteria as major obstacles to accessing capital.

    SMEs still locked out despite billions in available funding

    South African Reserve Bank Governor Lesetja Kganyago has cautioned that interest rate decisions remain finely balanced as policymakers confront rising inflation risks triggered by global supply shocks. Photo. Rhodes University

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    The NEF notes in its report that Onkabetse Civils and Mining has received approximately R10 million in investment through the blended finance programme. Photo. Onkabetse Civils

    R10m NEF investment powers woman owned civil engineering company

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    Gauteng’s R36.4bn infrastructure drive opens doors for SMEs

    Provincial expenditure momentum is boosting procurement activity, but small contractors warn that payment timing remains critical for business sustainability.

    Accelerated provincial spending sparks SME procurement fears

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    How dual training could save SMEs billions

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    National budget unveils Paylinc to cut SME payment costs

    Discussions at the recent Franchise Association of South Africa’s (FASA) conference and expo in Johannesburg centred on how franchise-led expansion could address persistent constraints faced by SMEs. Photo. Proudly South African

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    SMEs are set to benefit from a R340 million deal between Dutch entrepreneurial development bank FMO and SA fintech lender Lula.

    SMEs set to benefit from R340 million lending deal

    The 2025 festive season confirmed that cashless commerce is no longer a trend but a structural feature of the economy. Photo. Standard Bank

    Festive spending shows double digit growth in cashless payments

  • Tourism
    Car spinning has evolved into a nationally recognised motorsport that attracts fans, content creators, and visitors from across provinces. Photo. Lucas Ledwaba

    Engines roar and tyres screech to drive Mbombela tourism

    Small businesses and communities operating along South Africa’s state dams, including Nandoni Dam, may be affected by new proposed water regulations.
Photo: Royal Hills

    How new dam regulations could undermine SME growth

    tourism sites remain under-monetised by local businesses

    New Mpumalanga tourism route aims to drive SME growth

    Pageants offer accessible entry points into industries such as fashion, beauty and events, particularly for young entrepreneurs in townships.

    Township beauty pageants and events power informal SME networks

    The wildlife economy in South Africa continues to show limited but growing participation from black-owned businesses, Photo. WWF

    How black owned company is breaking into SA’s wildlife sector

    Easter travel demand lifts SMEs, but industry calls for stronger year-round support. Image: Internet

    Tourism SMEs brace for Easter surge amid patchy recovery

    Climate-proofing tourism: how SMEs are leading resilience charge

    Global tensions are slowing international bookings for South Africa’s tourism small businesses. Photo: Internet

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    Festive season tourism injects about R13 billion into KwaZulu-Natal’s economy.

    KZN’s festive season boom: what’s in it for tourism SMEs?

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    Banking giant Nedbank advises businesses to adjust to new reality hardships by applying a number of helpful tips

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    How social enterprises are driving sustainable job creation

    The Khi Solar One energy plant in Northern Cape. Photo. Franz Reinisch

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    Tax changes entrepreneurs can’t ignore as taxman updates systems

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    Business compliance checks form part of the process when opening a business bank account in South Africa.

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    Small businesses say access to equipment funding remains one of the biggest barriers to growth.

    SMEs assess reopened asset assist plan as funding gap persists

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  • Business
    Founder Sibusiso Ntsele says township communities must move beyond selling generic supermarket products and begin producing locally manufactured food.

    Stokvel investors transform social grants into local enterprise

    Car spinning has evolved into a nationally recognised motorsport that attracts fans, content creators, and visitors from across provinces. Photo. Lucas Ledwaba

    Engines roar and tyres screech to drive Mbombela tourism

    Statistics South Africa (Stats SA) reports that more than 300 businesses were liquidated in the first quarter of 2026. Photo. burgerhuyserattorneys.co.za

    More than 350 businesses shut down in first quarter of 2026

    Deputy Minister of Trade, Industry and Competition Alexandra Abrahams speaking at the launch of ClearScore’s South African headquarters in Cape Town.

    ClearScore expansion signals credit access for entrepreneurs

    The NEF notes in its report that Onkabetse Civils and Mining has received approximately R10 million in investment through the blended finance programme. Photo. Onkabetse Civils

    R10m NEF investment powers woman owned civil engineering company

    While policymakers outline reforms to improve development finance, SMEs say faster decisions and better communication will be key to real impact.

    SMEs demand faster funding response as IDC faces reform pressure

    Albany Bakery in Waltloo, Pretoria, was temporarily disconnected from electricity amid a billing dispute with the City of Tshwane. Photo : Dr Nasiphi Moyo Twitter

    Tiger Brands–Tshwane power dispute clouds business stability

    Small businesses that rely on regional trade routes could see faster deliveries and lower logistics costs under government’s R12.5 billion plan to rebuild six of South Africa’s busiest land ports

    State pledges R12,5 billion to fix borders as delays bleed SMEs

    South African olive oil producer De Rustica Olive Estate has earned international recognition after winning first prize at the Nova Awards 2026 in Spain. Photo. DeRustica Estate

    Local olive oil producer wins global honour in Spain

    Small businesses and communities operating along South Africa’s state dams, including Nandoni Dam, may be affected by new proposed water regulations.
Photo: Royal Hills

    How new dam regulations could undermine SME growth

  • Agriculture
    Limpopo’s renewed investment in agro-processing, agricultural infrastructure and rural industrialisation is raising hopes among small businesses. Photo: Lucas Ledwaba\Mukurukuru Media

    Limpopo agribusiness plan raises hope for SMEs

    South Africa’s poultry sector is entering a new phase focused on localisation, export expansion and broader participation across the value chain

    Poultry Master Plan Phase 2 aims for stronger SME inclusion

    Farmers are saying the cost of farming is becoming harder to manage, with fuel, fertiliser, transport, and production inputs continuing to rise

    NAMPO 2026: reinvestment becomes key to small farmers’ survival

    South African olive oil producer De Rustica Olive Estate has earned international recognition after winning first prize at the Nova Awards 2026 in Spain. Photo. DeRustica Estate

    Local olive oil producer wins global honour in Spain

    The Mpumalanga International Food Market has the potential to transform the province’s agricultural economy by improving logistics, reducing costs, and connecting producers to global markets.

    Provincial market project’s growth sparks fears of SME exclusion

    Winners of the Standard Bank Inclusive Excellence Awards

Photo: SBSA

    KZN woman farmer with disability wins Standard Bank’s top honour

    Small-scale sugarcane farmers in KwaZulu-Natal have welcomed the reopening of the Gledhow Sugar Mill in KwaDukuza. Photo .Gledhow Sugar Mill

    Farmers cheer R1.8bn boost as KZN sugar mill reopens

    Labourers at work at a sugar mill in KwaZulu-Natal where government efforts are unfolding to rescue the sugar industry. Photo. GCIS

    Sugar Master Plan puts growers at heart of industry recovery

  • Innovation
    Deputy Minister of Trade, Industry and Competition Alexandra Abrahams speaking at the launch of ClearScore’s South African headquarters in Cape Town.

    ClearScore expansion signals credit access for entrepreneurs

    Soweto based developer Seati Moloi  is disrupting the tech industry by putting proudly South African wearable devices in the global market. Photo. Supplied

    Soweto tech innovator shakes up the industry

    How AI is reshaping South African media companies

    The adoption of biometric identity solutions among SMEs is likely to face practical barriers

    How SMEs can navigate biometric implementation challenges

    Youth-led startups are changing tech’s narrative. Photo. UN

    How youth-led startups are changing tech’s narrative

    Innovative building technologies (IBTs) are set to transform South Africa’s housing sector while opening new opportunities for SMEs. Photo. Dept of  Human Settlements

    Innovative building technologies to unlock opportunities for SMEs

    A new app helps school leavers find vacancies at varsities and relevant courses. Photo. Wits University

    Innovative entrepreneur’s app helps students access varsity

    Township-based tutoring businesses are emerging as an important and fast-growing support system. Photo. CPD Online College

    Back-to-school rush boosts township tutoring businesses

    DSTI's Director-General Dr Mlungisi Cele and CSIR CEO Dr Thulani Dlamini during the launch of CSIR's Hot Isostatic Press facility. Photo: CSIR

    New CSIR facility opens advanced manufacturing access for SMEs

    A locally developed point-of-care diagnostic test for foot and mouth disease (FMD) is expected to strengthen business continuity in South Africa’s livestock sector. Photo. Stellenbosch University

    Foot and mouth diagnostic innovation offers relief for farmers

  • Finance
    Entrepreneurs are increasingly citing compliance barriers, poor communication and rigid lending criteria as major obstacles to accessing capital.

    SMEs still locked out despite billions in available funding

    South African Reserve Bank Governor Lesetja Kganyago has cautioned that interest rate decisions remain finely balanced as policymakers confront rising inflation risks triggered by global supply shocks. Photo. Rhodes University

    SA suffers like everyone and it could get worse – SARB governor

    The NEF notes in its report that Onkabetse Civils and Mining has received approximately R10 million in investment through the blended finance programme. Photo. Onkabetse Civils

    R10m NEF investment powers woman owned civil engineering company

    Gauteng has allocated R36.4 billion for infrastructure development over the medium term, creating potential supply chain opportunities for small businesses.

    Gauteng’s R36.4bn infrastructure drive opens doors for SMEs

    Provincial expenditure momentum is boosting procurement activity, but small contractors warn that payment timing remains critical for business sustainability.

    Accelerated provincial spending sparks SME procurement fears

    Skills system reforms place focus on employability, with implications for SME labour costs and productivity.

    How dual training could save SMEs billions

    Government’s new shared payments platform, PayInc, aims to modernise South Africa’s digital transaction ecosystem, potentially lowering merchant fees and improving interoperability for small businesses.

    National budget unveils Paylinc to cut SME payment costs

    Discussions at the recent Franchise Association of South Africa’s (FASA) conference and expo in Johannesburg centred on how franchise-led expansion could address persistent constraints faced by SMEs. Photo. Proudly South African

    Franchising for SMEs – aligning skills, finance and growth

    SMEs are set to benefit from a R340 million deal between Dutch entrepreneurial development bank FMO and SA fintech lender Lula.

    SMEs set to benefit from R340 million lending deal

    The 2025 festive season confirmed that cashless commerce is no longer a trend but a structural feature of the economy. Photo. Standard Bank

    Festive spending shows double digit growth in cashless payments

  • Tourism
    Car spinning has evolved into a nationally recognised motorsport that attracts fans, content creators, and visitors from across provinces. Photo. Lucas Ledwaba

    Engines roar and tyres screech to drive Mbombela tourism

    Small businesses and communities operating along South Africa’s state dams, including Nandoni Dam, may be affected by new proposed water regulations.
Photo: Royal Hills

    How new dam regulations could undermine SME growth

    tourism sites remain under-monetised by local businesses

    New Mpumalanga tourism route aims to drive SME growth

    Pageants offer accessible entry points into industries such as fashion, beauty and events, particularly for young entrepreneurs in townships.

    Township beauty pageants and events power informal SME networks

    The wildlife economy in South Africa continues to show limited but growing participation from black-owned businesses, Photo. WWF

    How black owned company is breaking into SA’s wildlife sector

    Easter travel demand lifts SMEs, but industry calls for stronger year-round support. Image: Internet

    Tourism SMEs brace for Easter surge amid patchy recovery

    Climate-proofing tourism: how SMEs are leading resilience charge

    Global tensions are slowing international bookings for South Africa’s tourism small businesses. Photo: Internet

    Iran-US war: airspace closures leave SA tourism SMEs in limbo

    Festive season tourism injects about R13 billion into KwaZulu-Natal’s economy.

    KZN’s festive season boom: what’s in it for tourism SMEs?

  • Advertise
  • Resources
    • All
    • Business Tools & Templates
    • Compliance & Legal
    • Funding & Opportunities
    • Thoughts & Sharing tips
    • Township Policy & Government
    Banking giant Nedbank advises businesses to adjust to new reality hardships by applying a number of helpful tips

    Expert tips on avoiding liquidation as business closures mount

    GEP’s latest mentor recruitment drive aims to give Gauteng SMEs access to specialist advice in finance, operations, compliance and growth planning.

    Tips for SMEs as GEP opens mentorship drive

    Small business owner managing stock using a digital point-of-sale system.

    How digital tools give SMEs the edge in stock control

    Small business owners receive mentorship and training through a social enterprise programme.

    How social enterprises are driving sustainable job creation

    The Khi Solar One energy plant in Northern Cape. Photo. Franz Reinisch

    Solar and wind projects drive economic growth beyond the city

    The South African Revenue Service  has shattered the R2 trillion threshold, collecting R2.01 trillion in net revenue for the 2025/26 financial year.

    Tax changes entrepreneurs can’t ignore as taxman updates systems

    Experts warn that compliance and tax issues are becoming increasingly common particularly among SMEs. Photo. Sabinet

    Experts advise on triggers for account freezes as SMEs stumble

    Business compliance checks form part of the process when opening a business bank account in South Africa.

    Mastering FICA and CIPC – avoid delays in bank account approval

    Small businesses say access to equipment funding remains one of the biggest barriers to growth.

    SMEs assess reopened asset assist plan as funding gap persists

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Business coach punts for profitable enterprises

by Moipone Malefane
January 9, 2025
in Business
Reading Time: 4 mins read
A A

By Noko Mashilo

Lydia Amuge is a seasoned business coach renowned for her expertise in empowering entrepreneurs and businesses to achieve sustainable growth. With a strong focus on practical business principles, she helps SMMEs navigate challenges by fostering strategic planning, operational efficiency and leadership development. Her approach to coaching emphasises clarity, discipline and accountability, equipping clients with the tools they need to optimise their business models and achieve long-term success.

Through workshops, one-on-one coaching and tailored business solutions, Amuge continues to inspire individuals and organisations to unlock their full potential. When asked by Vutivi News about the most critical business principle every SMME should understand to succeed, she highlighted the importance of the separation principle, which enabled businesses to grow and scale more effectively. “This principle involves allocating a percentage of business inflows to separate accounts, such as a profit account, operations account, salary account, business investment account, suppliers account and tax account,” said Amuge.

She is also a passionpreneur, who is an entrepreneur who experiences strong positive emotions when their business activities align with their identity, speaker, author and a passion to profit coach. She further explained that implementing the separation principle allowed business owners to run profitable enterprises from the outset while facilitating strategic growth. “The specific percentage allocations can be determined by business owners based on their understanding of their operations,” said the 36-year-old business coach from Kampala, Uganda.

Amuge shared key financial management and budgeting strategies for small businesses, emphasising the need for financial discipline. “SMMEs should separate personal and business accounts, pay themselves a salary to prevent excessive withdrawals, track all business expenditures — no matter how small — invest in affordable accounting software such as QuickBooks for better record-keeping, create and implement quarterly budgets to avoid unnecessary spending, review financial plans to make informed decisions and seek professional advice from accountants or business mentors.”

Amuge, who is the founder of Delamak Group in Uganda, noted that a well-defined strategy distinguished thriving businesses from those that struggled. “Unfortunately, many small business owners view strategy as something only large corporations require, which is why few of them establish clear and comprehensive business strategies. They often focus solely on making sales,” she explained. Amuge also pointed out that one of the most common mistakes small business owners made when implementing strategies was failing to align them with their vision, mission and values. “This weakens the business’s brand identity,” she added.

She emphasised the importance of customer feedback and market research, stating that these factors not only help businesses develop products and services that resonated with clients, but also enabled them to craft stronger marketing messages that attracted the right audience. Amuge’s upcoming event, Upgrade 2025, aims to provide a solid foundation for entrepreneurs and business owners looking to grow and advance this year. Themed “Elevate Your Income, Impact and Influence”, the event will take place on 11 January at the Fairway Hotel in Kampala, Uganda.

An online option is to be also available for participants from other countries. In addition to Amuge, Francis Aremo, a sales expert from the UK, will discuss strategies for driving sales in 2025. Amuge believes the event will equip business owners and entrepreneurs with practical strategies to accelerate their growth. “Anyone feeling stuck and uncertain about how to scale their business should attend,” she said. She firmly believes that understanding core business principles enables entrepreneurs to build enterprises that stand the test of time. “These principles can be passed down to future generations of entrepreneurs,” she proudly said.

Tags: Amuge and SMMEsCoaching and SMMEsLydia Amuge
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Vutivi is a digital business news platform that will serve the Small Medium Micro Enterprises in the form of writing stories that will be informative about their sector. We pledge to deliver a commercially sustainable, world-class digital financial and business news service that is a must-read while being responsive to readership needs and tailor-making packages for SMMEs.

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