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  • Business
    Rising electricity tariffs are putting pressure on small businesses that rely on power-intensive operations to survive.

    SMEs brace for sharp electricity price hikes from April

    Taverns brace for tighter margins as Budget hikes alcohol duties

    Cents per litre, stress per shop as fuel costs add pressure on SMEs.

    Inflation linked fuel levy hikes to squeeze township retailers

    Small Uber and Bolt drivers face income and safety risks as the e-hailing registration deadline approaches. Photo: researchictafrica.net

    SME ride-hailing drivers at risk as licence deadline looms

    Skills system reforms place focus on employability, with implications for SME labour costs and productivity.

    How dual training could save SMEs billions

    Government’s new shared payments platform, PayInc, aims to modernise South Africa’s digital transaction ecosystem, potentially lowering merchant fees and improving interoperability for small businesses.

    National budget unveils Paylinc to cut SME payment costs

    Deputy President Paul Mashatile and President Cyril Ramaphosa share a light moment with Minister of Finance Enoch Godongwana ahead of the 2026 Budget Speech in Cape Town. Photo. Parliament of RSA

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    Truck hijacking cases have gone down in Gauteng but businesses still carry high costs as a result of crime. Photo. SAPS.

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    Plans by the City of Johannesburg to establish a fresh produce market in Soweto are being positioned as a major economic boost for township enterprises

    Joburg eyes Soweto fresh produce market to expand kasi economy

    Plans are afoot to expand Gautrain services to other parts of Gauteng.

    SMEs seek clearer integration plan as Gautrain expansion advances

  • Agriculture
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    Private vets now eligible to register for FMD vaccine rollout

    Small butchers and meat traders face pressure as ASF-related supply losses push pork prices higher.

    Small butchers fight for survival as disease devastates sector

    The court application to place Tongaat Hulett Limited under provisional liquidation has sent shockwaves through KwaZulu-Natal’s sugar industry

    Tongaat Hulett liquidation will be ‘worst thing ever’ for farmers

    SA livestock face export restrictions from neighbouring
countries amid the foot-and-mouth disease outbreak. Photo:
doagov_za

    How FMD market suspensions are choking farming SMEs

    President Cyril Ramaphosa said the recent outbreak of foot-and-mouth disease is one of the worst ever experienced by the country. Photo. Lucas Ledwaba\Mukurukuru Media

    SONA: state partners with finance sector as FMD cripples farmers

    SA is expecting progressive undertakings from President Cyril Ramaphosa from the State of the Nation Address. Photo. GCIS

    Disabled farmers expect positive inclusion from Ramaphosa’s SONA

    Small scale table grapes growers are set to benefit from a new export deal beal between SA and the Republic of Korea. Photo: Lucas Ledwaba/Mukurukuru Media

    What small scale producers can expect from Korea table grape deal

    President Cyril Ramaphosa engages with US President Donald Trump during a working visit to the US last year. South Africa has the US's decision to extend the AGOA trade deal that will benefit SA businesses including SMEs. Photo. GCIS

    AGOA extension buys time for SMEs but structural risks remain

  • Innovation
    Innovative building technologies (IBTs) are set to transform South Africa’s housing sector while opening new opportunities for SMEs. Photo. Dept of  Human Settlements

    Innovative building technologies to unlock opportunities for SMEs

    A new app helps school leavers find vacancies at varsities and relevant courses. Photo. Wits University

    Innovative entrepreneur’s app helps students access varsity

    Township-based tutoring businesses are emerging as an important and fast-growing support system. Photo. CPD Online College

    Back-to-school rush boosts township tutoring businesses

    DSTI's Director-General Dr Mlungisi Cele and CSIR CEO Dr Thulani Dlamini during the launch of CSIR's Hot Isostatic Press facility. Photo: CSIR

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    A locally developed point-of-care diagnostic test for foot and mouth disease (FMD) is expected to strengthen business continuity in South Africa’s livestock sector. Photo. Stellenbosch University

    Foot and mouth diagnostic innovation offers relief for farmers

    CSIR robotics experts Dr Sunveer Matadin (white shirt) and community health worker and disability consultant Ruth Stubbs with the Buddy4Life cerebral palsy prototype device, 26 November 2025.

    Science research body seeks SME support for new health product

    eNL Mutual Bank is a new entrant in the banking sector.

    Women owned mutual bank enters banking sector

    Import dependent SMEs hope RMB payments will reduce delays and exchange rate losses.

    RMB payments set to improve import trade for SMEs

    South Africa’s tourism sector is positioning itself for a more tech-driven future following the launch of a Smart Tourism Visitor Information Centre (VIC) at OR Tambo International Airport.

    ORT airport digital centre gives SMEs exposure

    The Chief Commercial Officer of HisWay Labs, Mr Kent Gibbon, showcasing TrackView on Day 1 of the Rail Live 2025.

    South Africa’s small rail engineers target international markets

  • Finance
    Provincial expenditure momentum is boosting procurement activity, but small contractors warn that payment timing remains critical for business sustainability.

    Accelerated provincial spending sparks SME procurement fears

    Skills system reforms place focus on employability, with implications for SME labour costs and productivity.

    How dual training could save SMEs billions

    Government’s new shared payments platform, PayInc, aims to modernise South Africa’s digital transaction ecosystem, potentially lowering merchant fees and improving interoperability for small businesses.

    National budget unveils Paylinc to cut SME payment costs

    Discussions at the recent Franchise Association of South Africa’s (FASA) conference and expo in Johannesburg centred on how franchise-led expansion could address persistent constraints faced by SMEs. Photo. Proudly South African

    Franchising for SMEs – aligning skills, finance and growth

    SMEs are set to benefit from a R340 million deal between Dutch entrepreneurial development bank FMO and SA fintech lender Lula.

    SMEs set to benefit from R340 million lending deal

    The 2025 festive season confirmed that cashless commerce is no longer a trend but a structural feature of the economy. Photo. Standard Bank

    Festive spending shows double digit growth in cashless payments

    Zelma Matinise is the sixth woman to become a Sorbet franchise owner through the Bidvest Bank Sorbet-Preneur iniative.

Photo: Supplied

    Sorbet-Preneur model unlocking SME ownership for women

    Cattle farmers in affected provinces are holding animals longer as foot-and-mouth disease movement controls continue to restrict market access.

    Foot-and-mouth curbs push small-scale farmers to the brink

    A student accommodation in Soshanguve Block H that assists students who are still struggling to get access to school residence

    Township property owners make good business from student rentals

    South African Reserve Bank Governor Lesetja Kganyago stated that the new 3% inflation target has enabled the country to enter a low-inflation environment.

    South Africa’s 3% inflation target could offer stability for SMEs

  • Tourism
    Rural tourism SMMEs tackle youth unemployment despite financial strain.

    Tourism sector presses for sustainable youth employment.

    Tourism industry stakeholders warn the SA-Indonesia MoU must move beyond paper to drive real results.

    Tourism SMEs call for action beyond signing of MOUs

    President Cyril Ramaphosa described tourism as the jewel in the nation’s crown.

    Tourism SMEs ponder how to capitalise on growth after SONA

    SMEs in the tourism sector are looking for action on promises made during the 2026 SONA.

    Post-SONA: call to turn tourism growth into leadership capital

    The Mpumalanga Economic Development and Tourism, together with the NYDA, recently honoured Nyathi and 30 other young entrepreneurs at the Mpumalanga Tourism Youth Fund Grant Handover Ceremony

    Emerging entrepreneurs strategise for expansion post-funding

    Tourism SMEs are preparing to tap into the economic potential of the 2026 LIV Golf Tournament
Photo. LIV Golf

    SMEs can now create official 2026 LIV golf packages

    Washed-out infrastructure in flood-hit provinces restricts access to tourism routes, contributing to cancellations and revenue losses for SMEs. Photo: Internet

    Tourism SMEs seek urgent relief after floods crisis

    Hotel 247 meets European buyers. Hotel 247 director Khosi Mthalane said the programme is offering rare exposure to international buyers and strengthening confidence among participating SMEs.

    Tourism roadshow opens European market for local operators.

    A German couple hosted by Shepherd Tourism Tours in Bloemfontein on the 10th of January 2026, showcasing the Free State as a province to go to, not a province to go through.

    Tourism SMEs seek to beat off season blues

  • Advertise
  • Resources
    • All
    • Business Tools & Templates
    • Compliance & Legal
    • Funding & Opportunities
    • Thoughts & Sharing tips
    • Township Policy & Government
    The Khi Solar One energy plant in Northern Cape. Photo. Franz Reinisch

    Solar and wind projects drive economic growth beyond the city

    The South African Reevenue Service is moving towaerds digitilisation of their collection services.

    Tax changes entrepreneurs can’t ignore as taxman updates systems

    Experts warn that compliance and tax issues are becoming increasingly common particularly among SMEs. Photo. Sabinet

    Experts advise on triggers for account freezes as SMEs stumble

    Business compliance checks form part of the process when opening a business bank account in South Africa.

    Mastering FICA and CIPC – avoid delays in bank account approval

    Small businesses say access to equipment funding remains one of the biggest barriers to growth.

    SMEs assess reopened asset assist plan as funding gap persists

    When government payments run late, small businesses can really feel the pinch on their cash flow.

    How SMEs can beat violation of 30 day payment policy

    A student accommodation in Soshanguve Block H that assists students who are still struggling to get access to school residence

    Township property owners make good business from student rentals

    Quiet trading floors in January are forcing many small businesses to delay new hires until cash flow improves.

    Hiring on hold as slow January trading squeezes cash flow

    Bricklayers and small construction teams operating as micro-enterprises, often without formal registration, access to finance, or long-term contracts.

    Informal builders behind growing home building economy

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Township retail app gets a boost from Black Umbrellas

These will help us get organised when we approach investors, says Letsaba

by Tebogo Mokwena
April 28, 2021
in Innovation
Reading Time: 3 mins read
A A
Progressive App Creations' CEO Tumi Letsaba

Progressive App Creations' CEO Tumi Letsaba

Progressive Creations app, which is changing the face of retail in the township economy, has been given a shot in the arm by an organisation that partners with the Cyril Ramaphosa Foundation. Vutivi News previously wrote about the ground-breaking app, which seeks to change the way retail stores do business by going digital.

It was designed by Free State resident Tumi Letsaba and his three colleagues after they set up Next Curve Creations. Letsaba said that the Black Umbrellas project, which was a development incubation centre, had partnered with Next Curve Creations to open many doors for them.

“We applied through their website, and went through the selection process involving an interview where they want to get to know you and your partners and your business experience and to get an understanding of the business and where it is,” Letsaba said.

“We were very pleased to find out that we were selected to be part of the programme. We are excited that we were selected because the solutions we are looking to solve through our business are real and our business makes sense.” The app is simple to use. It allows township business owners to view sales and stock levels by scanning the barcodes of received goods.

Letsaba, who is the CEO of Next Curve Creations, said that Black Umbrellas had provided many opportunities for SMMEs. “Through their own partnerships with investors and financial institutions, they identify high potential black-owned businesses. They help you get organised so when approach investors you are ready to present yourself in a way that can guarantee investment,” he said.

“We know that running a business is not easy and we have an idea on how to run a business. But to run an organised business is a huge challenge.” Letsaba said the organisation helped set up businesses on the supply and procurement side. It also established networking opportunities and offered business mentorship, which was essential as research has shown that the chances of entrepreneurs surviving in South Africa were minimal.

“We know that for this app to grow and be where we want it to be, it requires resources like money and partnering with government industry players,” he said.

“With the mentorship and partnership with Black Umbrellas, it opens these doors so that we can access investors in terms of funding. It also opens doors with FMCG (fast-moving consumer goods) industry which we deal in largely.”

Tags: APP and township retailProgressive Creations appRamaphosa foundation
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