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    Santam’s London launch marks significant shift for SA’s insurer

    DSTI's Director-General Dr Mlungisi Cele and CSIR CEO Dr Thulani Dlamini during the launch of CSIR's Hot Isostatic Press facility. Photo: CSIR

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  • Agriculture
    Farmers are hoping to meet strict tax and admin compliance regulations in the new year.

    Farmers aim to meet tax and admin compliance in new year

    A locally developed point-of-care diagnostic test for foot and mouth disease (FMD) is expected to strengthen business continuity in South Africa’s livestock sector. Photo. Stellenbosch University

    Foot and mouth diagnostic innovation offers relief for farmers

    Eastern Cape village farmers are cashing in on festivities during the December holidays. Photo. Lucas Ledwaba\Mukurukuru Media

    Village farmers coining it as communities throw festive feasts

    Western Cape Minister of Agriculture, Economic Development and Tourism Dr Ivan Meyer with  Paul Siguqa. Photo: Facebook

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    Dr Rodney Managa (CSIR) with Princess Maxine N'waxuwamuti Mnisi of Mnisi Tribal Authority, representing the Hlalakahle community during the BSA signing event. 
Photo: CSIR

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    DSTI's Director-General Dr Mlungisi Cele and CSIR CEO Dr Thulani Dlamini during the launch of CSIR's Hot Isostatic Press facility. Photo: CSIR

    New CSIR facility opens advanced manufacturing access for SMEs

    A locally developed point-of-care diagnostic test for foot and mouth disease (FMD) is expected to strengthen business continuity in South Africa’s livestock sector. Photo. Stellenbosch University

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    CSIR robotics experts Dr Sunveer Matadin (white shirt) and community health worker and disability consultant Ruth Stubbs with the Buddy4Life cerebral palsy prototype device, 26 November 2025.

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    SMEs in the Tshwane Metro have been given an opportunity to learn online marketing skills. Graphic. nanos.ai

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    Global information services company Experian is using artificial intelligence (AI) to help scores of South Africans who have lived and worked outside the formal banking system into the network. Photo. Lucas Ledwaba\Mukurukuru Media

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  • Finance

    Santam’s London launch marks significant shift for SA’s insurer

    Small businesses anticipate steady economic gains in 2026

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    SMEs say cost pressures are increasing as price hikes become unavoidable. Photo: Facebook

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    UK partnerships to boost SA small businesses

    From left to right: Charles Wyeth, HEINEKEN Beverages; Vignesh Subramani, Absa CIB; Jordi Borrut, HEINEKEN Beverages; Sade Morgan, HEINEKEN Global; Joanna Price, HEINEKEN Global; Stephen Seaka, Absa CIB; Jan de Kock, Absa CIB

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  • Tourism

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    Rental operators say December bookings for long-distance travel have surged.

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    South African and Mozambican flags fly together, reflecting the countries’ renewed commitment to deeper tourism cooperation and regional growth.

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    Siviwe Township Tours opens a window into community, creativity and resilience, giving visitors an authentic sense of place and identity.

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    South Africa’s tourism sector is positioning itself for a more tech-driven future following the launch of a Smart Tourism Visitor Information Centre (VIC) at OR Tambo International Airport.

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    Tourism cultural villages spice up services ahead of holidays

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    Turning festive gains into sustainable cash flow.

    January reality check: How SMEs can manage post-festive debt

    The festive season presents an alluring context for brands wanting to re-engineer themselves among their target audience

    Festive packaging sparks year end brand success

    MNS Attorneys brought Christmas magic to more than 100 kids from Ekurhuleni's children's homes. Image supplied

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    SMEs adjust operations to prepare for the January slowdown. Photo: Concept Car

    SMEs adapt strategies to survive the post-festive slump

    Gauteng SMEs are cashing in on local pop-up events and markets, connecting with customers, and driving sales.

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    Content creator, influencer, and MC Given Makua. Photo: Supplied

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  • Business

    Santam’s London launch marks significant shift for SA’s insurer

    DSTI's Director-General Dr Mlungisi Cele and CSIR CEO Dr Thulani Dlamini during the launch of CSIR's Hot Isostatic Press facility. Photo: CSIR

    New CSIR facility opens advanced manufacturing access for SMEs

    Small businesses anticipate steady economic gains in 2026

    What a stronger rand means for SMEs in 2026

    Turning festive gains into sustainable cash flow.

    January reality check: How SMEs can manage post-festive debt

    Tourism entrepreneurs close 2025 with cautious optimism

    2025 - the year that was. Graphic. Freepik.com

    2025 business year in review: survival, strain and SME resilience

    Second hand tyre businesses are making a killing during the festive season.

    Tyre SMEs keep SA’s wheels turning during festive season

    Farmers are hoping to meet strict tax and admin compliance regulations in the new year.

    Farmers aim to meet tax and admin compliance in new year

    Qantas – Joburg route opens new growth avenues for tourism SMEs

  • Agriculture
    Farmers are hoping to meet strict tax and admin compliance regulations in the new year.

    Farmers aim to meet tax and admin compliance in new year

    A locally developed point-of-care diagnostic test for foot and mouth disease (FMD) is expected to strengthen business continuity in South Africa’s livestock sector. Photo. Stellenbosch University

    Foot and mouth diagnostic innovation offers relief for farmers

    Eastern Cape village farmers are cashing in on festivities during the December holidays. Photo. Lucas Ledwaba\Mukurukuru Media

    Village farmers coining it as communities throw festive feasts

    Western Cape Minister of Agriculture, Economic Development and Tourism Dr Ivan Meyer with  Paul Siguqa. Photo: Facebook

    Black wine cellar owner breaks new ground in industry value chain

    Dr Rodney Managa (CSIR) with Princess Maxine N'waxuwamuti Mnisi of Mnisi Tribal Authority, representing the Hlalakahle community during the BSA signing event. 
Photo: CSIR

    Indigenous communities to profit from CSIR African ginger deal

    Koena Tjelele sells mielies along the R37 road in Polokwane. Photo. Lucas Ledwaba\Mukurukuru Media

    Mielie season triggers profit rush for farmers and traders

    Klein River Cheese shone with 10 medals, including a super gold for its 24-month Babylonstoren Parmesan.

    SA cheese producers milk it at World Cheese Awards

    Scores of groundnut farmers disconnected from formal value chain

  • Innovation
    DSTI's Director-General Dr Mlungisi Cele and CSIR CEO Dr Thulani Dlamini during the launch of CSIR's Hot Isostatic Press facility. Photo: CSIR

    New CSIR facility opens advanced manufacturing access for SMEs

    A locally developed point-of-care diagnostic test for foot and mouth disease (FMD) is expected to strengthen business continuity in South Africa’s livestock sector. Photo. Stellenbosch University

    Foot and mouth diagnostic innovation offers relief for farmers

    CSIR robotics experts Dr Sunveer Matadin (white shirt) and community health worker and disability consultant Ruth Stubbs with the Buddy4Life cerebral palsy prototype device, 26 November 2025.

    Science research body seeks SME support for new health product

    eNL Mutual Bank is a new entrant in the banking sector.

    Women owned mutual bank enters banking sector

    Import dependent SMEs hope RMB payments will reduce delays and exchange rate losses.

    RMB payments set to improve import trade for SMEs

    South Africa’s tourism sector is positioning itself for a more tech-driven future following the launch of a Smart Tourism Visitor Information Centre (VIC) at OR Tambo International Airport.

    ORT airport digital centre gives SMEs exposure

    The Chief Commercial Officer of HisWay Labs, Mr Kent Gibbon, showcasing TrackView on Day 1 of the Rail Live 2025.

    South Africa’s small rail engineers target international markets

    SMEs in the Tshwane Metro have been given an opportunity to learn online marketing skills. Graphic. nanos.ai

    SMEs look to score from Tshwane’s free digital marketing course

    Shesha Energy Drink, made from locally sourced sugarcane, marks a new step toward innovation in South Africa’s agro-processing sector.

    Shesha energy drink refreshes canegrowers’ hopes

    Global information services company Experian is using artificial intelligence (AI) to help scores of South Africans who have lived and worked outside the formal banking system into the network. Photo. Lucas Ledwaba\Mukurukuru Media

    Experian new tools give small business credit access

  • Finance

    Santam’s London launch marks significant shift for SA’s insurer

    Small businesses anticipate steady economic gains in 2026

    Rising tax pressure puts SMEs under strain ahead of 2026 budget

    eNL Mutual Bank is a new entrant in the banking sector.

    Women owned mutual bank enters banking sector

    Small businesses are still feeling the pinch despite recent economic growth, with many consumers sticking to essentials and delaying larger purchases

    SMEs cautious as GDP growth fails to translate into real gains

    SMEs say cost pressures are increasing as price hikes become unavoidable. Photo: Facebook

    SMEs brace for tough 2026 amid rising costs

    Import dependent SMEs hope RMB payments will reduce delays and exchange rate losses.

    RMB payments set to improve import trade for SMEs

    Experts agree that global commitments made at the G20 Leaders’ Summit could unlock significant benefits for small businesses

    G20 Summit could unlock significant benefits for SMEs

    The United Kingdom has announced a series of new partnerships and investments aimed at helping small businesses grow, creating jobs, and supporting digital innovation in South Africa.

    UK partnerships to boost SA small businesses

    From left to right: Charles Wyeth, HEINEKEN Beverages; Vignesh Subramani, Absa CIB; Jordi Borrut, HEINEKEN Beverages; Sade Morgan, HEINEKEN Global; Joanna Price, HEINEKEN Global; Stephen Seaka, Absa CIB; Jan de Kock, Absa CIB

    Black-owned SMEs to gain from Absa and Heineken R1.2 billion fund

  • Tourism

    Tourism entrepreneurs close 2025 with cautious optimism

    Qantas – Joburg route opens new growth avenues for tourism SMEs

    Boardwalk has created space for informal traders. Sun-Park-Events

    Premier fun complex creates business space for small traders

    In preparation for peak season demand, accommodation providers across the country have scaled up operations.

    Hospitality sector scales up operations for festive season

    Rental operators say December bookings for long-distance travel have surged.

    Festive rush gives car rental companies the voooma

    South African and Mozambican flags fly together, reflecting the countries’ renewed commitment to deeper tourism cooperation and regional growth.

    SA – Moz tourism deal to unlock opportunities for SMEs

    Siviwe Township Tours opens a window into community, creativity and resilience, giving visitors an authentic sense of place and identity.

    Social media tools give township tourism a boost

    South Africa’s tourism sector is positioning itself for a more tech-driven future following the launch of a Smart Tourism Visitor Information Centre (VIC) at OR Tambo International Airport.

    ORT airport digital centre gives SMEs exposure

    Shabalala Interpretation of Culture Centre in Mpumalanga is ready to welcome tourists during the festive season.

    Tourism cultural villages spice up services ahead of holidays

  • Advertise
  • Resources
    • All
    • Business Tools & Templates
    • Compliance & Legal
    • Funding & Opportunities
    • Thoughts & Sharing tips
    • Township Policy & Government
    Turning festive gains into sustainable cash flow.

    January reality check: How SMEs can manage post-festive debt

    The festive season presents an alluring context for brands wanting to re-engineer themselves among their target audience

    Festive packaging sparks year end brand success

    MNS Attorneys brought Christmas magic to more than 100 kids from Ekurhuleni's children's homes. Image supplied

    How SMEs are using festive spirit to build brand trust

    SMEs adjust operations to prepare for the January slowdown. Photo: Concept Car

    SMEs adapt strategies to survive the post-festive slump

    Gauteng SMEs are cashing in on local pop-up events and markets, connecting with customers, and driving sales.

    How SMEs can use pop-up events and local markets to grow brands

    The Department of Small Business Development (DSBD) has reopened the Asset Assist Programme, offering grants of up to R250 000 to help small businesses

    SMEs express mixed feelings as R250k funding opportunity reopens

    Content creator, influencer, and MC Given Makua. Photo: Supplied

    Influencers and MCs cash in as brands boost December spending

    According to Standard Bank’s SME client data, over 59 percent of daily transactions are still conducted in physical currency

    Small traders advised to manage holiday cash

    Siviwe Township Tours opens a window into community, creativity and resilience, giving visitors an authentic sense of place and identity.

    Social media tools give township tourism a boost

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Cybersecurity expert explains cybercrime for SMMEs

by Moipone Malefane
November 21, 2024
in Business
Reading Time: 3 mins read
A A
Cybersecurity expert Jacob Lunda

Cybersecurity expert Jacob Lunda

By Noko Mashilo

Several enterprises and individuals have fallen victim to cybercrime. The most dominant cybercrimes are phishing and online payment fraud, which are still prevalent today. This has caused some enterprises to close. Vutivi News spoke with cybersecurity expert Jacob Lunda of J-IIT World. He describes cybersecurity as the practice of defending systems such as computers, servers, mobile devices, or any electronic systems like networking infrastructure and any devices that connect to the internet.

He said it protected anything that connected to the internet and could easily be accessed by unauthorised users. “Recently, we have smart houses that are connected to the network. Owners are able to control electronic appliances like fridges, microwaves, TVs, doors and cameras with the confidential data that runs through them.

“Perhaps that is why cybersecurity has many disciplines that you may practice such as network security, information security and application security. However, the overall role is to ensure the integrity, confidentiality and availability of information of individuals or everyone from unauthorised individuals,” said Lunda. Lunda further said the importance of cybersecurity was to protect sensitive data from unauthorised users or breaches since the world dealt with this kind of information all the time.

“Cybersecurity specialists must ensure integrity and confidentiality so that business owners can trust that their information is safe and secure. “In most cases, one has to prevent financial loss due to criminal activities. For example, if your computer is affected by ransomware that encrypts your information with a password that only attackers can unlock for you. They will call and claim to unlock your computer while they charge you money,” said Lunda.

Lunda warned that 99.9% of the time, even if they unlocked your computer, they would not recover your information. “Most enterprises cannot afford cloud storage, which is why their data is not backed up on the cloud. Some will save their data on external hard drives that end up lost or stolen. Some rely on their computer; imagine if you click the wrong button on the internet. It will encrypt your computer and you will not have access to your information on your computer,” said Lunda.

He mentioned a lack of resources like money, awareness, and outdated systems as the main contributing factors to cybercrime. “Cybersecurity is not simple; it requires money. Therefore, affordability makes small businesses vulnerable. Due to a lack of awareness, most businesses are not aware of cyber threats since they are not trained on how to detect cyber threats,” said Lunda.

He said outdated systems needed to be updated because hackers spent sleepless nights learning how to compromise the system. “On the other hand, developers also do not sleep; they make sure systems are developed and updated because if hackers see a loophole, they will use the opportunity to exploit it. Updated systems have extra features that buy more time,” said Lunda.

Mmathapelo Nkosi of Mphela Funeral Parlour said she had been receiving emails from different government departments requesting quotations. “Some of these quotes are not in line with what I do. Phishing is real; we must wake up and not respond to these kinds of emails,” said Nkosi. Lunda appealed to business owners to use genuine software because most of the cracked software was malware.

Tags: Cybercrime and SMMEsJ-IIT World and SMMEsOnline payment and SMMEs
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Vutivi is a digital business news platform that will serve the Small Medium Micro Enterprises in the form of writing stories that will be informative about their sector. We pledge to deliver a commercially sustainable, world-class digital financial and business news service that is a must-read while being responsive to readership needs and tailor-making packages for SMMEs.

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